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Cross Creek Bend
Lender on Site Event!

usda-direct program

1. Tax Returns for 2021/2020/2019
    (with W2’s and unemployment) 

2. Current Bank Statement– 3 months worth

3. One month worth of check (wage)
    or unemployment stubs

4. Social Security Cards

5. Drivers License

6. US Citizen – Resident Card 

FHA/Conventional Loan

1. Most recent pay stubs

2. 2021 and 2020 W2s

3. 2021 and 2020 tax returns

4. Most recent bank statement

5. ID

Documents to bring for Pre-Qualification

-Make BETWEEN $49,000-$62,000 per year; household income or self
-Not currently own a home
-Report all household members, including minors. Any income going into the home has to be reported and will be considered during the qualification process.
-Credit: Have no collections or late payments within the last 365 days
-Be a Citizen or Permanent Resident of the United States

USDA DIRECT MINIMUM REQUIREMENTS:

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